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First Line Loans is a trading style of Spectrum Loans and Mortgages. Registered in England no. 4894612. Registered office 105 Hamlet Court Road, Westcliff-on-sea, Essex, SS0 7ES. First Line Loans is a trading style of Spectrum Loans and Mortgages which is authorized and regulated by the Financial Services Authority. The provision of loans secured by second charge on your home and unsecured loans are not regulated by the Financial Services Authority. Telephone calls may be recorded and monitored.